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Loan Rates

Sweetwater Federal Credit Union is proud to offer low rates on a variety of loans for our members.


APR*  Term
6.05% 24 months
6.30% 36 months
6.55% 48 months


APR* Term
8.05% 36 months
8.30% 48 months
8.55% 60 months

Signature Loans -  Talk to a Loan Officer to find out what you can qualify for.

Rates as low as 12.45% APR*

Share Secured Loans

The Share Secured Loan rate is 3.00% APR* above the current share rate. The Share Certificate Secured rates are 3.00% APR* above the current certificate rates.

Home Equity Lines of Credit (HELOC)

Contact the credit union for more information on our current HELOC rates.

Home Mortgage Loans

Visit Centennial Lending's website for current home mortgage rates! Check rates.

VISA Credit Card

Our VISA credit card has a low rate of 12.90% APR*, and no annual fee! For complete disclosure and application information, click here.

For more information on all our loan rates, contact the credit union today.

*APR = Annual Percentage Rate. All rates based on approved credit. Not all applicants will qualify. Rates accurate as of February 3, 2023. Rates subject to change with out notice. Repayment example for a $20,000 loan with a 4.74% APR for 48 months: 47 monthly payments of $459.00 and 1 final payment of $418.72.

**Signature Loan qualifying amounts based on an evaluation of your credit score and income. Not all applicants will qualify.