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IRA Rates

Sweetwater FCU offers Traditional, Roth, and Education Savings (Coverdell) IRAs. Open an IRA account to start setting yourself up for a comfortable retirement. 

Below are current rates for all our IRA accounts:

Dividend Rate/Annual Percentage Yield (APY).

Accurate as of January 19, 2021. Rates subject to change. Dividends paid monthly. Minimum balance of $100.00 to open an IRA account. No minimum balance to earn stated APY. Fees could reduce earnings on the accounts.

Rate Account Type
1.00/1.00 IRA Accounts ($10.00 Annual Fee)