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Loan Products & Services:

Sweetwater Federal Credit Union offers extremely competitive rates on a wide array of loan products and services, including: personal loans, vehicle loans, real estate loans, and share secured loans. In addition to low rates, you will also receive personalized service and support from our excellent loan officers throughout the lifetime of your loan. We also offer a variety of loan protection services.

Apply Online

*NEW! You can now apply for a loan online through Home Banking. Log in to your account, click on the Apps/Forms tab, and select Loan Application. Proof of income will still need to be submitted to the credit union.


SFCU offers a Skip-A-Payment program* to our members. Members may take advantage of this program year-round up to two times per loan. This is a great way to save some extra money one month and still keep your loan in good standing. Fill out an application (PDF), turn it in to the credit union, and a loan officer will follow up with you you as soon as possible.

*Must meet eligible criteria, not all applicants will qualify. Criteria listed on application (PDF). $30 fee per skipped payment. Not applicable to open-end loans.