REAL SERVICE: BECAUSE SWEETWATER FEDERAL
CREDIT UNION MEMBERSHIP
HAS ITS ADVANTAGES
We guarantee you’ll love
owning a part of
SWEETWATER FEDERAL CREDIT UNION
or your money back.
A $5.00 deposit into a savings account entitles you to the benefits
of membership in Sweetwater Federal Credit Union. Once the savings
account is opened, all others services are available to you. When
a savings account has reached $2500.01, a higher dividend is paid.
Dividends accrue daily and are paid monthly.
Piggy Bank Club
Members 17 years old and younger are eligible for the Piggy Bank
Club. When the account is opened, the member can choose a prize
from our treasure basket. When the member deposits a minimum of
$5.00 into the account, they are entered into monthly and quarterly
drawings for prizes.
Sweetwater Federal Credit Union offers many different share certificates
with different terms and different minimum balances. Rates at other
financial institutions are surveyed monthly to ensure that our rates
are among the best for our members.
Life Savings Insurance
The Life Savings Account is a separate savings account, which carries
a life insurance policy for the primary owner of the account. Upon
death, the amount in the account will be matched up to $2000.00.
The insured amount for deposits made after age 55 is pro-rated.
Individual Retirement Account (IRA)
Sweetwater Federal Credit Union offers Traditional IRAs, Roth IRAs,
and Educational IRAs (Coverdell Education Savings Account, ESA).
No matter where your road takes you, a Sweetwater Federal Credit
Union IRA will play a major role in your financial security.
Opening a checking account with Sweetwater Federal Credit Union
has many benefits:
- No monthly maintenance fee if a $300.00 balance is maintained
(monthly maintenance fee is waived with direct deposit)
- Easy record keeping with duplicate checks
- Monthly statements
- Overdraft protection from savings
Student Checking Account
Sweetwater Federal Credit Union offers maintenance free checking
accounts to students. Maintenance free checking accounts require
no minimum balance and the monthly service charge is waived. Written
verification of courses is required annually.
Sweetwater Federal Credit Union presents a golden opportunity for
all members 55 years of age or better. The benefits of Club 55 membership
include the following:
- Free checking accounts
No minimum balance required
No monthly fees
- Free checks
Duplicate checks for easy record keeping
- Free Notary Public Service
- One-stop shopping for all your financial service needs
Questions? Sweetwater Federal Credit Union staff is more than happy
to answer any questions you have about the services we offer. You
may contact a member service representative at 307 382-2227.
VISA Card Services
The Sweetwater Federal Credit Union debit card looks like a credit
card but works like a check. The money is withdrawn from your checking
account as if you wrote a check. Overdraft protection is offered
on debit cards.
Members of Sweetwater Federal Credit Union may apply for a Visa
Credit Card. We offer a fixed annual percentage rate and no annual
Sweetwater Federal Credit Union prides itself on quick service
of processing loans. We offer extremely competitive
rates. We also offer pre-approval for vehicle loans. This is
a great convenience for members because the financing will be ready
and waiting for you when you close the deal on a vehicle. The Credit
Union offers a wide variety of loans to take care of your financial
future and make borrowing a pleasant experience.
Credit Life and Disability Insurance
These insurances offer an affordable way of protecting yourself
and your family should you not be able to make your payments. Single
disability and single or joint life insurances are available.
Guaranteed Asset Protection Insurance (GAP)
Gap insurance will insure you for the difference between what you
owe on a vehicle and what an insurance company says it's worth.
This insurance although not required, is a must for someone who
is considering purchasing a new vehicle since a new vehicle depreciates
right after it is driven off the dealer's lot.
Automated Teller Machines
Main Office - 2611 Foothill Blvd.
Memorial Hospital of Sweetwater County – 1200 College Hill
Members may use their Debit or Credit cards for cash. We Belong
to the Allpoint ATM Network, which allows our members surcharge
free access to over 32,000 ATMs nation wide. To find participating
ATMs, look for the Allpoint logo or visit www.allpointnetwork.com.
Credit Union Home Banking
CU Home Banking is an online service available for the convenience
of our members. Detailed account information is available about
your Sweetwater Federal Credit Union accounts including, balances,
history, account details and the ability to transfer funds.
Additional Miscellaneous Services
- Payroll Deduction
- Certified Checks
- Direct Deposit
- Notary Public
- Wire Transfers
- Drive-Up Window
- Western Union
- Night Depository
- NADA Book Values